Dental Coverage

LifeMap Assurance Company Dental Plans

LifeMap Dental Dollar-Based Plan

Individual Dollar-Based Dental Benefits
Year 1 Year 2 Year 3 Year 4
$750 Annual Max $1,000 Annual Max $1,250 Annual Max $1,500 Annual Max
Plan pays:
100% of the first $150 of care
80% of the next $500 of care
50% of the remaining care until annual benefit maximum is reached

Dental done your way
Individual Dollar-Based Dental puts you in control of your dental health dollars. The plan is dollar-based. This means you can use your coverage almost any way you choose, with few exclusions and limitations. Each year you visit the dentist for an annual exam and cleaning, you’re rewarded with a benefit increase the following year.

You decide how to spend your benefit dollars.
This plan features:

  • No deductibles
  • No limitations or exclusions for covered services (orthodontia, teeth bleaching and veneers are not covered services)
  • The ability to choose any dentist but save even more by using one of our network providers (find a network provider at regence.com)

Here’s how it works
Each year that you take advantage of an annual exam and cleaning, the benefit dollars available to you increase. The goal is to reach $1,500 in available benefits by year four.

Every year the plan pays: 100% of the first $150 of care, 80% of the next $500 of care, and 50% of remaining care until you reach your annual maximum benefit.

There is a six-month waiting period for all covered services on this plan.

Dollar Based Benefits Percent covered Benefit payment
Year 1
First $150 of care 100% $150
Next $500 of care 80% $400
Remaining care to Annual Max. 50% $200
Maximum Policy Year Benefit $750
Year 2
First $150 of care 100% $150
Next $500 of care 80% $400
Remaining care to Annual Max. 50% $450
Maximum Policy Year Benefit $1,000
Year 3
First $150 of care 100% $150
Next $500 of care 80% $400
Remaining care to Annual Max. 50% $700
Maximum Policy Year Benefit $1,250
Year 4+
First $150 of care 100% $150
Next $500 of care 80% $400
Remaining care to Annual Max. 50% $950
Maximum Policy Year Benefit $1,500

Incentive: You control your benefit increase by receiving at least one cleaning and exam during the benefit year.

  • No deductibles
  • No limitations or exclusions for covered services, except orthodontia, theeth bleaching and veneers
  • Six month waiting period
  • Optional Vision Rider available:  $150 in services and/or hardware every 24 months

This is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public and also to medicare recipients. We do our best to assure that all information presented on our web site is current and accurate.

If you have current coverage and are applying for new coverage from a different company, do not cancel the existing coverage until your new policy has been issued.